Important credit notices and policy guidelines for our borrowers.
Loan Sahyog, a Unit of Khushi Fintech, is a loan distribution DSA network. We act strictly in an advisory capacity, assisting borrowers in comparing financial products, completing KYC verification files, and submitting profiles to integrated lenders. We do not issue loans, collect interest payments, or represent any single financial institution exclusively.
By submitting inquiries on our website, you authorize our partners to pull your credit report (CIBIL or equivalent) for profile evaluation. Multiple applications or credit queries may impact credit scores depending on bureau algorithms.
Interest rates, processing fees, documentation charges, and loan-to-value ratios shown on our product guides (e.g. Home Loan, Business Loan) are representative estimates based on historical bank quotes. Lenders reserve the right to modify rates based on applicant risk profile, CIBIL performance, property evaluation, and market indices.